Losing your health insurance is stressful, especially when it happens unexpectedly. But what if your employer cancels your health insurance *while* you're still employed? It sounds wrong, and often, it is.
Several factors can lead to this situation. Perhaps there's been an administrative error, a misunderstanding about eligibility requirements, or changes to the company's health plan. Sometimes, it's due to missed premium payments, either by you (if you contribute) or your employer.
Whatever the reason, don't panic! First, contact your HR department immediately to understand why your coverage was terminated. Request documentation outlining the reason for cancellation. If it's an error, get it rectified promptly. If the cancellation is legitimate but questionable, explore options like COBRA (though expensive) or the Health Insurance Marketplace for temporary coverage. Understanding your rights and acting quickly are crucial to avoid gaps in your health insurance. Protect yourself and your well-being!
