So you've conquered college, navigated the job market, and are *almost* a fully-fledged adult. But a crucial question lingers: how long can you stay on your parents' health insurance? Thanks to the Affordable Care Act (ACA), the answer is likely longer than you think!
Generally, you can remain on your parents' health insurance plan until you turn 26. This applies regardless of your marital status, financial independence, or student status. Even if you're employed, living independently, or offered insurance through your job, you can still choose to stay on your parents' plan until you hit that magic number.
However, coverage ends on your 26th birthday. Don't wait until the last minute! Start exploring your own insurance options well in advance. This could include employer-sponsored plans, individual plans through the Health Insurance Marketplace, or even Medicaid if you qualify. Planning ahead ensures a smooth transition and avoids any gaps in your coverage. Being a responsible adult means taking care of your health, and that starts with having the right insurance!
