So, you're driving around with an expired inspection sticker...wondering if it'll impact your car insurance? The short answer: it *could*, but not directly in the way you might think. An uninspected car itself doesn't usually trigger an immediate rate hike. However, it opens the door to potential problems down the road.
Think of it this way: vehicle inspections are in place to ensure your car meets basic safety standards. If you're driving an uninspected car and get into an accident, and the accident is *caused* by a mechanical failure that would have been caught during inspection (like faulty brakes), your insurance company might scrutinize the claim more closely. They could potentially deny coverage or raise your rates upon renewal if they determine negligence played a role.
Bottom line? While an uninspected car might not *automatically* increase your insurance, staying on top of inspections is crucial for your safety and peace of mind – and could save you headaches (and potentially money) in the long run. Don't risk it – get that inspection done!
